Most people think that a free background check only includes a criminal history check. However, there is much more included in a background check that is free. Credit history, civil judgments, and bankruptcies are also included in a free background check. Keep reading to learn more about what’s included in these background checks.
Criminal History
In the United States, criminal history is included in background checks for a variety of reasons. Background checks are used for a number of purposes, including employment, housing, and firearm purchases. Criminal history is used to determine an individual’s criminal record, which is a record of all of the individual’s convictions. A criminal record can have a number of consequences for an individual. For example, a criminal record can impact an individual’s employment. In some cases, a criminal record may also disqualify an individual from eligibility for certain government benefits. A criminal record may also affect an individual’s ability to obtain housing or a firearm.
Court Records
One of the things that are often included in a background check is a person’s court records. This is because court records can give you a good idea of a person’s character and whether or not they have a history of criminal behavior. If you are thinking about doing a background check on a potential employee or lover, be sure to check their court records. This can give you a good idea of their character and whether or not they would be a good fit for your company.
Civil Judgments
A civil judgment is a judgment that results from a civil lawsuit. A civil lawsuit is a lawsuit that is not a criminal lawsuit. A criminal lawsuit is a lawsuit that is brought by the government to punish someone who has broken the law. Most civil lawsuits involve money. For example, one person may sue another person because that person was injured in an accident. Civil lawsuits can also involve disputes over things like property or custody of children. If you are involved in a civil lawsuit, the other person involved in the lawsuit can ask the court to order a background check on you. The court will order the background check to see if you have any judgments against you.
Bankruptcies
When it comes to finding the right employees, many businesses look into the backgrounds of their potential hires. This may include checking for bankruptcies. Bankruptcies can be included in background checks for a number of reasons. For instance, if you are looking to hire someone who will have access to your company’s finances, you may want to know if they have filed for bankruptcy in the past. This is because a bankruptcy filing can indicate that the individual is not good with money and may not be trustworthy with your company’s funds. Another reason why bankruptcies may be included in background checks is that they can be a sign of financial instability. If an individual has filed for bankruptcy in the past, it may be an indication that they are not good with money and may not be able to handle financial responsibilities. This could put your company at risk if the individual is hired.
Overall, a free background check is important because it can help you determine if a potential employee is qualified for the job, if a new romantic partner is honest and trustworthy, or if someone you are considering for adoption is fit to become a parent. The information included in a background check can help you make an informed decision about who you let into your life and who you trust with your safety.
